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Guide for Expecting Parents

Congratulations on the new addition to your family! We want to make the transition to parenthood for Ritenour employees as easy as possible. Please review this information to prepare for the time that you will be off work for pregnancy and childbirth and ensure that your newborn is properly enrolled in benefits. Download the guide here.

Ritenour Checklist for Expecting Parents

 See your physician

Prenatal health care is very important to you and your child.

 Enroll in Anthem Future Moms program

This no-cost program is available to benefits-eligible Ritenour employees and provides helpful resources and tools throughout pregnancy and delivery, as well as round-the-clock access to registered nurses and support services.

 Talk to your Supervisor/Principal

You and your supervisor/principal need to make plans to cover your work during your absence. Allow as much time as possible to make arrangements and, if necessary, to adjust your current duties or schedule to accommodate your pregnancy.

 Talk to the Business Office and Human Resources

The Business Office can advise you about any Ritenour-sponsored benefits, and HR can help you with Family and Medical Leave Act (FMLA) guidelines. Please file FMLA paperwork 3 months prior to your child’s due date, and schedule a time to meet with HR as soon as possible to discuss maternity/paternity leave.

 Enroll your child in a medical plan within 30 days of birth

Check the Ritenour Benefits website or contact the Ritenour Business Office to learn about available options.

Anthem Future Moms Program

Once pregnancy is confirmed, you can call Anthem toll-free at 900-828-5891, and a registered nurse will get you started. When you enroll, you’ll get:

  • A toll-free number so women can talk to a nurse coach 24/7 about their pregnancy. A nurse also may call them from time to time to see how they’re doing.
  • The “Mayo Clinic Guide to a Healthy Pregnancy” book, which shows changes to expect for mom and baby during the next nine months
  • A screening to check health risk for depression or early delivery.
  • Other useful tools to help expecting moms, their doctor and their Future Moms nurse keep track of the pregnancy and help them make healthier choices.
  • Free phone calls with pharmacists, nutritionists and other specialists, if needed.
  • A booklet with tips to help keep expecting moms and their new babies safe and well.
  • Other helpful information on labor and delivery, including options and how to prepare.

Participants also will receive a welcome kit, which includes a welcome letter and a maternity care diary. At 28 weeks, participants will receive a follow-up letter and the Labor, Delivery & Beyond information booklet. After the baby is born, participants will receive a birth kit with a program completion letter and Nurture book with newborn information.

Questions & Answers

Other Considerations

Life Insurance and AD&D
The addition of a new eligible family member gives you an opportunity to increase or enroll in supplemental life insurance and AD&D (Accidental Death & Dismemberment) coverage. If you are enrolled in supplemental life, your infant will be automatically covered 24 hours after birth. If your infant is your first family member you may apply to enroll in a supplemental plan within 30 days of your child’s birth.

PayFlex Flexible Spending Account (FSA)
With the addition of a child in your family, you may want to consider participating in a Flexible Spending Account. This reimbursement account allows you to pay for certain dependent care or healthcare expenses on a pretax, salary reduction basis. This reduces your taxable salary and therefore the amount of taxes you pay. Your savings will depend on your particular tax situation. If eligible, you may enroll within 30 days of your child’s birth.

Beneficiary Designations
At this time, you may wish to review the person you have named to receive benefits from your Ritenour sponsored plans in the event of death. You may name or change beneficiaries at any time. Note: If a death occurs and a minor (a person not of legal age) or the insured estate is the beneficiary, it may be necessary to have a guardian or legal representative appointed before death benefits can be paid. This may mean legal expenses for the beneficiary or delay in the payment of insurance. Please take this into consideration when naming a beneficiary. Contact the Business Office for information.

To change beneficiaries on your retirement plan with PSRS/PEERS, visit the PSRS/PEERS website. For more information, call 1-800-392-6848.