Guide for Expecting Parents
Congratulations on the new addition to your family! We want to make the transition to parenthood for Ritenour employees as easy as possible. Please review this information to prepare for the time that you will be off work for pregnancy and childbirth and ensure that your newborn is properly enrolled in benefits. Download the guide here.
Ritenour Checklist for Expecting Parents

See your physician
Prenatal health care is very important to you and your child.

Enroll in Anthem Future Moms program
This no-cost program is available to benefits-eligible Ritenour employees and provides helpful resources and tools throughout pregnancy and delivery, as well as round-the-clock access to registered nurses and support services.

Talk to your Supervisor/Principal
You and your supervisor/principal need to make plans to cover your work during your absence. Allow as much time as possible to make arrangements and, if necessary, to adjust your current duties or schedule to accommodate your pregnancy.

Talk to the Business Office and Human Resources
The Business Office can advise you about any Ritenour-sponsored benefits, and HR can help you with Family and Medical Leave Act (FMLA) guidelines. Please file FMLA paperwork 3 months prior to your child’s due date, and schedule a time to meet with HR as soon as possible to discuss maternity/paternity leave.

Enroll your child in a medical plan within 30 days of birth
Check the Ritenour Benefits website or contact the Ritenour Business Office to learn about available options.
Building Healthy Families
Building Healthy Families is a program provided through Anthem that supports the parenting experience from preconception through pregnancy, delivery, postpartum care, and early childhood. Learn more, and watch a video about the program.
Key program benefits include:
- More member interactions
Communications provide personalized digital notifications and live chat options in addition to phone support. - Increased access to care
New Family Care Coaches offer maternity support; artificial intelligence (AI)-driven “next-best actions” technology helps us fill care gaps and share important resources with parents. - Digital tools to empower members
Regular updates and interactive tracking tools for prenatal care and postpartum activities, like feeding and diaper changes, help members stay informed and engaged. - A digital library
Thousands of articles and videos are available 24/7 to educate members. - Dedicated resources for underserved members
Healthcare experiences are uniquely tailored to address LGBTQ+ needs, Black maternal health, and social drivers of health. - High-touch care for those who need it
Anthem maternity nurses work directly with members experiencing high-risk health factors to help prevent complicated births and neonatal intensive care unit (NICU) events.
Questions & Answers
- How much time off can I have to be with my new baby?
- How much will I get paid and for how long?
- Must I take all of my FML at one time, or can I take FML before my baby is born?
- Must I take the maximum leave allowed under Ritenour policy for pregnancy and baby bonding?
- If I forget to enroll my child within 30 days following the child’s date of birth, what can I do?
- What happens when I am ready to return to work?
- What happens if I decide not to return to work?
- What happens to my retirement contribution if I’m in an unpaid status?
- What happens to my insurance premiums if I’m in an unpaid status?
How much time off can I have to be with my new baby?
How much will I get paid and for how long?
Must I take all of my FML at one time, or can I take FML before my baby is born?
Must I take the maximum leave allowed under Ritenour policy for pregnancy and baby bonding?
If I forget to enroll my child within 30 days following the child’s date of birth, what can I do?
What happens when I am ready to return to work?
What happens if I decide not to return to work?
What happens to my retirement contribution if I’m in an unpaid status?
What happens to my insurance premiums if I’m in an unpaid status?
Other Considerations
Life Insurance and AD&D
The addition of a new eligible family member gives you an opportunity to increase or enroll in supplemental life insurance and AD&D (Accidental Death & Dismemberment) coverage. If you are enrolled in supplemental life, your infant will be automatically covered 24 hours after birth. If your infant is your first family member you may apply to enroll in a supplemental plan within 30 days of your child’s birth.
PayFlex Flexible Spending Account (FSA)
With the addition of a child in your family, you may want to consider participating in a Flexible Spending Account. This reimbursement account allows you to pay for certain dependent care or healthcare expenses on a pretax, salary reduction basis. This reduces your taxable salary and therefore the amount of taxes you pay. Your savings will depend on your particular tax situation. If eligible, you may enroll within 30 days of your child’s birth.
Beneficiary Designations
At this time, you may wish to review the person you have named to receive benefits from your Ritenour sponsored plans in the event of death. You may name or change beneficiaries at any time. Note: If a death occurs and a minor (a person not of legal age) or the insured estate is the beneficiary, it may be necessary to have a guardian or legal representative appointed before death benefits can be paid. This may mean legal expenses for the beneficiary or delay in the payment of insurance. Please take this into consideration when naming a beneficiary. Contact the Business Office for information.
To change beneficiaries on your retirement plan with PSRS/PEERS, visit the PSRS/PEERS website. For more information, call 1-800-392-6848.
