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Employee Benefits

Please Note: Lincoln Financial is the new carrier for Life, Disability and Employee Assistance Program Policies for the CSD Insurance Trust. Learn more.

Welcome to the Ritenour Employee Benefits website. Here you will find information about medical plans, life insurance and retirement options through Ritenour. Open Enrollment takes place every year in August so all employees can review their benefits and make changes. Use this website to stay informed about your benefit options as a Ritenour employee.

Enrollment for New Hires & Life Changing Events

Open Enrollment

The Open Enrollment period for benefits is open every year in August. New employees and employees who qualify for a Life Event as defined by the IRS (birth, death, adoption, marriage, divorce or a spouse or dependent child gaining or losing coverage) may elect new coverage here.  

See the benefit guide for detailed information regarding benefits and the open enrollment period. Please watch this video for additional details.  

Before you register, you will need to know: 

  • Your Social Security Number: You will need this to register for an account.
  • Benefit Elections: Medical, Dental, Vision and Life choices
  • Dependent/Beneficiary Information:
    • Full name
    • Relationship
    • Social Security Number(s)
    • Date(s) of Birth

Review the Step by Step Enrollment Guide.